Vehicle Loan Rates

Autos

VEHICLE LOAN TYPE	UP TO 48 MONTHS APR* as low as	49 TO 60 MONTHS APR* as low as	61 TO 72 MONTHS APR* as low as	73 TO 84 MONTHS APR* as low as
NEW 2024¹	5.75%	6.00%	6.50%	7.25%
USED 2016-2023	5.75%	6.00%	6.50%	7.25%
OLDER 2012-2015	6.75%	N/A	N/A	N/A

¹Model year change is considered January 1st of each new year.

RVs, Boats & Watercraft, Motorcycles

LOAN TYPE	TERM Up To	MAXIMUM LOAN VALUE Up To	APR* as low as
NEW RV	180 mos	80% of Purchase Price	8.50%
USED RV	120 mos	90% of Retail Blue Book	9.50%
NEW MOTORCYCLE	72 mos	100% of MSRP or CSP	8.50%
USED MOTORCYCLE	72 mos	100% NADA retail	9.00%
NEW BOAT & WATERCRAFT	120 mos	80% MSRP or CSP	10.00%
USED BOAT & WATERCRAFT	120 mos	70% HBB or CSP	10.00%

Rates current as of May 1, 2024
*APR = Annual Percentage Rate. Quoted new and used/older used auto loan rates are the lowest available and reflect a 0.25% discount for payment made by automatic transfer from your Clearpath FCU account. These lowest rates also reflect a 0.25% discount for a minimum monthly Direct Deposit of $700 or more into your Clearpath FCU checking or savings account. Certain restrictions apply. Terms and conditions are subject to change without notice.