Saving hasn’t always been easy — until now. Link this free account to your CleaRewards Checking or CleaRewards Cash Back and build savings automatically while earning high dividends.
Qualifying for your CleaRewards Checking or CleaRewards Cash Back rewards automatically qualifies you for the highest CleaRewards Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your CleaRewards Checking or CleaRewards Cash Back account during each Monthly Qualification Cycle:
And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate on CleaRewards Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.
CleaRewards Saver with CleaRewards Cash Back Disclosure
Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
"Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle.
See our website or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
Reward Information: When your linked CleaRewards Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $100,000.00 in your CleaRewards Saver account earn an APY of 3.00% and daily balances over $100,000.00 earn a dividend rate of 0.499% on the portion of the daily balance over $100,000.00, resulting in a range from 3.00% to 1.75% APY depending on the account's daily balance.
When your CleaRewards Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. In addition, the entire daily balance in the CleaRewards Saver account earns a dividend rate of 0.05% resulting in an annual percentage yield of 0.05% APY.
Dividends will be credited to your CleaRewards Saver account on the last day of the current statement cycle.
The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your CleaRewards Cash Back account will be credited to your CleaRewards Saver account on the last day of the current statement cycle.
APY = Annual Percentage Yield.
APYs accurate as of May 20, 2025.
APY calculations are based on an assumed balance of 100,000.00 + $100,000 in your CleaRewards Saver account and an assumed statement cycle of thirty-one (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information: