Home Loans

Purchase or Refinance

If you’re thinking about a purchase or refinance, think Clearpath FCU! Together with our mortgage partner, Member First Mortgage, LLC, we offer a variety of options with competitive rates, affordable closing cost and top-notch service.

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Buying a Home

• Complete suite of mortgage programs
• Conventional and government loans available; USDA and more
• Affordable down payment programs
• Competitive rates and closing costs
• Easy online application

Whether you're looking to purchase your first home, or you just need additional space - now may be the perfect time to buy!

Refinance and Save

Saving money can be incredibly difficult during these challenging times. If you would like to save on your monthly payment and free up cash for other needs, refinancing your mortgage can be a great option.

• Lower your monthly mortgage payment
• Get a better interest rate
• Draw on your home’s equity, get cash out!
• Eliminate Mortgage Insurance payments
• Switch from an adjustable-rate mortgage (ARM) to a fixed-rate
• Consolidate debt

For more information contact Peter Kelly* Mortgage Consultant, NMLS ID# 458992 peter.kelly@memberfirstmortgage.com
Phone (469) 722.4906 
*Authorized to act as an agent on behalf of Clearpath Federal Credit Union. For licensing information, please visit, NMLS Consumer Access.  

*All lending products are subject to credit and property approval. Terms, conditions, and interest rates are subject to change without notice. Certain restrictions may apply and may vary based on borrower qualification and collateral conditions. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. This is not a commitment to lend. Additional restrictions may apply. Member First Mortgage, LLC (MFM) is a partner of Clearpath Federal Credit Union. For MFM’s Licensing and disclosure information, please visit the Member First Mortgage, LLC licensing website. Clearpath Federal Credit Union: 340 Arden Avenue Glendale, CA 91203 | 818-937-5300 | NMLS ID: 704245. Member First Mortgage, LLC Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | 866-898-1818 | NMLS ID: 149532 | Equal Housing Opportunity.

Earn Cash Rewards Through HomeAdvantage!*

We're excited to announce a partnership that brings added value to your homeownership journey. You can now buy or sell a home with Clearpath and earn thousands of dollars with our new HomeAdvantage® program.

Enjoy access to online tools to search for homes, research neighborhoods, and find a local real estate expert from a network of over 850 real estate agents nationwide. By working with an agent in the HomeAdvantage network, you can earn Cash Rewards*.

Buyers: Find your perfect home and earn rewards after closing - it's our gift to you for using the HomeAdvantage program.

Sellers: When you sell your home, reap the benefits of Cash Rewards as a thank you for choosing our trusted program.

Here’s How It Works.

Search for homes: See which homes are for sale and which have recently sold. Search our listings.

Find the right agent: We've hand-picked professional real estate agents from top, local brokerages. Start your journey to cash rewards.

*HomeAdvantage is available to you through your credit union membership. Cash Rewards are available to members who register to use HomeAdvantage and who use a real estate agent in the HomeAdvantage network to buy or sell their home. Using the credit union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. The credit union may have specific rules on how Cash Rewards will be paid. Cash Rewards are void where prohibited by law or the lender. Please consult with your credit union for details that may affect you.Cash Rewards are 20% of the agent's commission. The example assumes a 2.5% agent commission.
Cash Rewards may be limited and/or prohibited by state law. No reward will be available for buyers in Mississippi. Cash Rewards may be in the form of a closing cost credit disclosed on the Closing Disclosure or a reduced real estate commission with the exception of the following states where a check will be issued after closing; AL, AK, IA, KS, LA, MO, OK, OR and TN. See Terms of Use at My HomeAdvantage for other details.