Home Loans

Purchase or Refinance

If you’re thinking about a purchase or refinance, think Clearpath FCU! Together with our mortgage partner, Member First Mortgage, LLC, we offer a variety of options with competitive rates, low closing costs and top-notch service.

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Buying a Home

  • Complete suite of mortgage programs
  • Conventional and government loans available; FHA, VA, USDA and more
  • Low down payment programs
  • Competitive rates and closing costs
  • Easy online application

Whether you're looking to purchase your first home, or you just need additional space - now may be the perfect time to buy!

Refinance and Save

Saving money can be incredibly difficult during these challenging times. If you would like to save on your monthly payment and free up cash for other needs, refinancing your mortgage can be a great option.

  • Lower your monthly mortgage payment
  • Get a better interest rate
  • Draw on your home’s equity, get cash out!
  • Eliminate Mortgage Insurance payments
  • Switch from an adjustable-rate mortgage (ARM) to a fixed-rate
  • Consolidate debt

For more information contact Ryan Dierdorff* Mortgage Consultant, NMLS ID# 895065 ryan.dierdorff@memberfirstmortgage.com
Phone (469) 409.5779

*Authorized to act as an agent on behalf of Clearpath Federal Credit Union. For licensing information, please visit, NMLS Consumer Access.  

*All lending products are subject to credit and property approval. Terms, conditions, and interest rates are subject to change without notice. Certain restrictions may apply and may vary based on borrower qualification and collateral conditions. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. This is not a commitment to lend. Additional restrictions may apply. Member First Mortgage, LLC (MFM) is a partner of Clearpath Federal Credit Union. For MFM’s Licensing and disclosure information, please visit the Member First Mortgage, LLC licensing website. Clearpath Federal Credit Union: 340 Arden Avenue Glendale, CA 91203 | 818-937-5300 | NMLS ID: 704245. Member First Mortgage, LLC Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | 866-898-1818 | NMLS ID: 149532 | Equal Housing Opportunity.

Home Equity Line of Credit (HELOC)*

When you don't have a specific amount in mind, but need cash now and then, choose a HELOC for home repairs, tuition, or any planned or unplanned expense:

  • Adjustable rate
  • Borrow up to 100% of your available equity
  • 24/7 access to a revolving line of credit
  • 5-year draw on available funds
  • 10 years to repay
  • Loan amounts up to $500,000

Home Equity Loan*

Great for large expenses like a home remodel, major car repairs, student debt, or anything else you can dream of:

  • Fixed-rate and the convenience of a payment that never changes
  • Borrow up to 100% of your available equity
  • Budget-friendly with terms up to 15 years
  • Loan amounts up to $500,000

*To learn more or to apply, call a Clearpath Financial Services Representative at (800) 433-7328.

NMLS 704245