Home Loans

Purchase or Refinance

If you’re thinking about a purchase or refinance, think Clearpath FCU! Together with our mortgage partner, Member First Mortgage, we offer a variety of options with competitive rates, low closing costs and top-notch service.

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Buying a Home

  • Complete suite of mortgage programs
  • Conventional and government loans available; FHA, VA, USDA and more
  • Low down payment programs
  • Competitive rates and closing costs
  • Easy online application

Whether you're looking to purchase your first home, or you just need additional space - now may be the perfect time to buy!

Refinance and Save

Saving money can be incredibly difficult during these challenging times. If you would like to save on your monthly payment and free up cash for other needs, refinancing your mortgage can be a great option. Today’s mortgage rates are extremely low, now may be a great time to refi and save money!

  • Lower your monthly mortgage payment
  • Get a better interest rate
  • Draw on your home’s equity, get cash out!
  • Eliminate Mortgage Insurance payments
  • Switch from an adjustable-rate (ARM) to a fixed-rate
  • Consolidate debt

For more information call Member First Mortgage
at (855) 636-1057

Home Equity Line of Credit (HELOC)

When you don't have a specific amount in mind, but need cash now and then, choose a HELOC for home repairs, tuition, or any planned or unplanned expense:

  • Low adjustable-rate
  • Borrow up to 100% of your available equity
  • 24/7 access to a revolving line of credit
  • 5-year draw on available funds
  • 10 years to repay
  • Loan amounts up to $500,000

Home Equity Loan

Great for large expenses like a home remodel, major car repairs, student debt, or anything else you can dream of:

  • Low fixed-rate and a payment that never changes
  • Borrow up to 100% of your available equity
  • Budget-friendly with terms up to 15 years
  • Loan amounts up to $500,000

To learn more or to apply, call a Clearpath Financial Services Representative at (800) 433-7328.

NMLS 704245