| ACCOUNT TYPE |
RATE TYPE |
MINIMUM TO EARN DIVIDENDS |
APY* = Annual Percentage Yield |
|---|---|---|---|
| Share Savings | Variable | $0 | 0.04% |
| Dream Savings | Variable | $0-(Maximum $1,000) | 0.50% |
| Dream Club Certificate | Variable | $0 | 0.15% |
| MyPath Youth | N/A | N/A | N/A |
| CleaRewards Saver linked with CleaRewards Checking OR CleaRewards Cash Back Checking Balance |
Minimum Opening Deposit | APY* = Annual Percentage Yield | ||
|---|---|---|---|---|
| 0-$100,000 | $0 | 3% | ||
| $100,000+ | $0 | 0.50% | ||
| All balances if qualifications not met |
$0 | 0.05% | ||
Qualifications Qualifying for CleaRewards Checking or Cash Back accounts automatically qualifies you for the highest CleaRewards Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your CleaRewards Checking share during each Qualification Cycle. • At least 15 debit card purchases • Be enrolled in and agree to receive eStatements • Be enrolled in and log into online banking LEARN MORE |
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| ACCOUNT TYPE |
RATE TYPE |
MINIMUM TO EARN DIVIDENDS |
APY* = Annual Percentage Yield |
|---|---|---|---|
| Basic Free Checking | N/A | N/A | N/A |
| CleaRewards Checking Balance | Minimum Opening Deposit | APY* = Annual Percentage Yield | ||
|---|---|---|---|---|
| 0-$15,000 | $0 | 5% | ||
| $15,000+ | $0 | 0.50% | ||
| All balances if qualifications not met |
$0 | 0.05% | ||
Qualifications Enrollments must be in place and all of the following transactions and activities must post and settle to your CleaRewards account during each Monthly Qualification Cycle. • At least 15 debit card purchases • At least 1 ACH Credit or ACH Payment transaction • Be enrolled in and agree to receive eStatements LEARN MORE |
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| CleaRewards Cash Back Rewards Checking | Minimum Opening Deposit | Cash Back Rate |
|---|---|---|
| Cash back on debit card purchases | $0 | 6% | Qualifications Enrollments must be in place and all of the following transactions and activities must post and settle to your CleaRewards account during each Monthly Qualification Cycle. • At least 15 debit card purchases • At least 1 ACH Credit or ACH Payment transaction • Be enrolled in and agree to receive eStatements LEARN MORE |
| SIGNATURE MONEY MARKET Limited Time Special Offer |
RATE TYPE |
MINIMUM TO EARN DIVIDENDS |
APY* = Annual Percentage Yield |
|---|---|---|---|
| Signature | Variable | $50,000 - $250,000 | 4.07% |
| MONEY MARKET |
RATE TYPE |
MINIMUM TO EARN DIVIDENDS |
APY* = Annual Percentage Yield |
|---|---|---|---|
| Standard | Variable | $2,500 | 0.50% |
| Gold | Variable | $50,000 | 1.00% |
| Platinum | Variable | $100,000 | 1.51% |
| IRAs | RATE TYPE |
MINIMUM TO EARN DIVIDENDS |
APY* = Annual Percentage Yield |
|
|---|---|---|---|---|
| Traditional & Roth IRA Certificates, see Clearly Better Savings Certificates table below for dividend rates | ||||
| Traditional Market IRA | Variable | $100 | 0.80% | Education Savings, Market ESA | Variable | $0 | 0.15% |
| SAVINGS CERTIFICATES |
RATE TYPE |
MINIMUM TO EARN DIVIDENDS |
APY* = Annual Percentage Yield |
|---|---|---|---|
| 3-11 Months | Fixed | $500 | 0.65% |
| 12-23 Months | Fixed | $500 | 0.95% |
| 24-35 Months | Fixed | $500 | 1.16% |
| 36-47 Months | Fixed | $500 | 2.75% |
| 48-59 Months | Fixed | $500 | 1.51% |
| 60 Months | Fixed | $500 | 1.87% | RATES WITH MINIMUM DEPOSIT OF $10,000 |
| 3-11 Months | Fixed | $10,000 | 0.75% |
| 12-23 Months | Fixed | $10,000 | 1.06% |
| 24-35 Months | Fixed | $10,000 | 1.26% |
| 36-47 Months | Fixed | $10,000 | 3.00% |
| 48-59 Months | Fixed | $10,000 | 1.66% |
| 60 Months | Fixed | $10,000 | 2.27% | RATES WITH MINIMUM DEPOSIT OF $50,000 |
| 3-11 Months | Fixed | $50,000 | 0.85% |
| 12-23 Months | Fixed | $50,000 | 1.16% |
| 24-35 Months | Fixed | $50,000 | 1.36% |
| 36-47 Months | Fixed | $50,000 | 3.25% |
| 48-59 Months | Fixed | $50,000 | 1.81% |
| 60 Months | Fixed | $50,000 | 2.43% |
IRA Certificates – minimum to earn dividends is $500
Deposit rates current as of August 9, 2026
*APR = Projected Dividend Rate. *APY = Projected Yield.
"Minimum Balance to Earn" Projected Annual Percentage Yield
Some savings rates are subject to change as often as weekly. Dividend rate and Annual Percentage Yield (APY) may change after account is opened. Projected APY assumes the principal is rolled over at maturity and dividends are not withdrawn. You must maintain the minimum balance in your account to obtain APY disclosed. Fees or premature withdrawal of funds could reduce earnings. To avoid service fees, minimum balance requirements and withdrawal limitations may apply to certain savings accounts. Refer to the Account Agreement and Truth in Savings Disclosure for other terms, penalties, and conditions which may apply. Call Financial Services at 800-433-7328 for more information.
*APY = Annual Percentage Yield. 4.07% APY is available on balances between $50,000 and $250,000. APY will be lower on balances over $250,000 due to tiered rates. Stated rate is guaranteed for a period of 18 months from Signature Money Market account opening. A minimum opening deposit of $50,000 in new money (funds not currently held at the Credit Union) is required to earn dividends. One share per membership allowed. Rates are subject to change. No term commitment required; account is liquid.
Federally insured by NCUA.