| ACCOUNT TYPE |
RATE TYPE |
MINIMUM TO EARN DIVIDENDS |
APY* = Annual Percentage Yield |
|---|---|---|---|
| Share Savings | Variable | $0 | 0.04% |
| Dream Savings | Variable | $0-(Maximum $1,000) | 0.50% |
| Dream Club Certificate | Variable | $0 | 0.15% |
| MyPath Youth | N/A | N/A | N/A |
| ACCOUNT TYPE |
RATE TYPE |
MINIMUM TO EARN DIVIDENDS |
APY* = Annual Percentage Yield |
|---|---|---|---|
| eChecking | Variable | $0 | 0.25% |
| MONEY MARKET |
RATE TYPE |
MINIMUM TO EARN DIVIDENDS |
APY* = Annual Percentage Yield |
|---|---|---|---|
| Standard | Variable | $2,500 | 0.50% |
| Gold | Variable | $50,000 | 1.00% |
| Platinum | Variable | $100,000 | 1.51% |
| IRAs | RATE TYPE |
MINIMUM TO EARN DIVIDENDS |
APY* = Annual Percentage Yield |
|
|---|---|---|---|---|
| Traditional & Roth IRA Certificates, see Clearly Better Savings Certificates table below for dividend rates | ||||
| Traditional Market IRA | Variable | $100 | 0.80% | Education Savings, Market ESA | Variable | $0 | 0.15% |
| TERM | RATE TYPE |
MINIMUM OPENING DEPOSIT |
APY* = Annual Percentage Yield |
|
|---|---|---|---|---|
| Certificates New Money Only (at maturity will renew into a 12-month Clearly Better CD) | ||||
| 13 Months | Fixed | $5,000 | 5.00% | |
| Certificates including Traditional & Roth IRAs New Money Only Limited Time Offer** | ||||
| 36 Months | Fixed | $1,000 | 4.50% | |
| SAVINGS CERTIFICATES |
RATE TYPE |
MINIMUM TO EARN DIVIDENDS |
APY* = Annual Percentage Yield |
|---|---|---|---|
| 3-11 Months | Fixed | $500 | 0.65% |
| 12-23 Months | Fixed | $500 | 0.95% |
| 24-35 Months | Fixed | $500 | 1.16% |
| 36-47 Months | Fixed | $500 | 2.75% |
| 48-59 Months | Fixed | $500 | 1.51% |
| 60 Months | Fixed | $500 | 1.87% | RATES WITH MINIMUM DEPOSIT OF $10,000 |
| 3-11 Months | Fixed | $10,000 | 0.75% |
| 12-23 Months | Fixed | $10,000 | 1.06% |
| 24-35 Months | Fixed | $10,000 | 1.26% |
| 36-47 Months | Fixed | $10,000 | 3.00% |
| 48-59 Months | Fixed | $10,000 | 1.66% |
| 60 Months | Fixed | $10,000 | 2.27% | RATES WITH MINIMUM DEPOSIT OF $50,000 |
| 3-11 Months | Fixed | $50,000 | 0.85% |
| 12-23 Months | Fixed | $50,000 | 1.16% |
| 24-35 Months | Fixed | $50,000 | 1.36% |
| 36-47 Months | Fixed | $50,000 | 3.25% |
| 48-59 Months | Fixed | $50,000 | 1.81% |
| 60 Months | Fixed | $50,000 | 2.43% |
IRA Certificates – minimum to earn dividends is $500
Deposit rates current as of January 2, 2024
*APR = Projected Dividend Rate. *APY = Projected Yield.
"Minimum Balance to Earn" Projected Annual Percentage Yield
Some savings rates are subject to change as often as weekly. Dividend rate and Annual Percentage
Yield (APY) may change after account is opened. Projected APY assumes the principal is rolled over at
maturity and dividends are not withdrawn. You must maintain the minimum balance in your account
to obtain APY disclosed. Fees or premature withdrawal of funds could reduce earnings. To avoid
service fees, minimum balance requirements and withdrawal limitations may apply to certain savings
accounts. Refer to the Account Agreement and Truth in Savings Disclosure for other terms, penalties,
and conditions which may apply. Call Financial Services at 800-433-7328 for more information.
**APY = Annual Percentage Yield. Rates and terms are subject to change. Advertised rate is for new
money not previously on deposit at Clearpath. Maximum rate of 3.25% APY for existing funds on deposit
at Clearpath. You must maintain the minimum balance in your account to obtain APY disclosed. Fees
or early withdrawal of funds could reduce earnings. To avoid service fees, minimum balance
requirements and withdrawal limitations may apply to certain savings accounts. Refer to the
Account Agreement and Truth in Savings Disclosure for other terms, penalties, and conditions
which apply.