Checking That Pays You To Shop

CleaRewards Cash Back

Free checking that pays you cash back on debit card purchases — plus refunds on ATM withdrawal fees every month you qualify.^

• Free checking that pays you back
• Get 6.00% cash back on debit card purchases^
• No category restrictions on purchases
• Cash back earned on as much as $200 in purchases monthly
• Earn as much as $144 cash back per year, $12 per month^
• Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)^
• Link to free CleaRewards Saver to build savings automatically
• No monthly maintenance fee
• No minimum balance to earn rewards
• No minimum deposit to open

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Qualifications to Earn Cash Back

Enrollments must be in place and all of the following transactions and activities must post and settle to your CleaRewards Cash Back account during each Monthly Qualification Cycle:

• At least 15 debit card purchases
• At least 1 ACH Credit or ACH Payment transaction
• Be enrolled in and agree to receive eStatements

And if you don’t meet these qualifications, don’t worry — your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify.

•   Checking
•   CleaRewards Checking
•   CleaRewards Cash Back
•   CleaRewards Saver
•   Savings
•   Certificates
•   Money Market
•   IRAs
•   Youth
•   Business

CleaRewards Cash Back Disclosure

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

"Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle

See our website or contact one of our member service representatives for specific Monthly Qualification Cycle dates.

Reward Information: When CleaRewards Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 6.00% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $12.00 cash back payments may be earned per Monthly Qualification Cycle.

You will receive reimbursements up to $25.00 for nationwide ATM withdrawal fees incurred within your CleaRewards Cash Back account during the Monthly Qualification Cycle in which you qualified. NOTE: ATM fee reimbursements only apply to CleaRewards Checking, or CleaRewards CASH BACK, transactions via ATM; CleaRewards SAVER ATM transaction fees are not reimbursed nor refunded.

When your CleaRewards Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded.

Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your CleaRewards Cash Back account on the last day of the current statement cycle.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.

Additional Information:

• Membership restrictions may apply.
• Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
• No minimum deposit is required to open the account.
• Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications.
• Limit of 1 account(s) per Membership.
• There are no recurring monthly maintenance charges or fees to open or close this account.
• Advertised information and rewards are based on all account qualifications being met during each cycle period.
• Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.